Pricing and Features

Upon ordering your $1 credit report and FICO scores, you will automatically be enrolled to the 7-day trial membership in Experian Credit Tracker. Non-cancellation of your enrollment to the trial will mean automatic subscription to their service, which costs $24.95/ month. Cancellation of your trial can be done within the 9 days of enrollment without any charges. Also, do take note that while monitoring with your Experian report begins within 48 hours of your subscription, it takes 4 days to start the monitoring for your Equifax and TransUnion credit reports, although, as their footnote claims, there are cases that this may not be initiated during your trial period.

The Experian Credit Tracker gives you an initial credit report and FICO score from all three major bureaus: Experian, Equifax, and TransUnion. They also provide daily monitoring and key change alerts for new credit applications, name of address alterations, and activity that can potentially have a negative impact on your Experian credit score and report. You will also receive unlimited access to your Experian credit report, analysis on what the contributing and detrimental factors to your FICO score are with Experian data, and email notifications for any credit history changes.

Customer Support

Aside from a well-thought out and detailed FAQ page, you can reach their customer support team via correspondence to their office address, email, or their phone line (available Monday to Friday 6 a.m. to 6 p.m. and Saturday to Sunday 8 a.m. to 5 p.m. Pacific Time). Bear in mind that they do not accept credit report disputes since they are not a credit bureau and they are unable to forward similar requests to the concerned agency, but they do give a quick discussion on how to dispute information on your credit report.

FICO Score Gives You the Best View

Having different score models compute your exact credit score can be dizzying, and all the effort of finding your true credit score can be quite exhausting. Luckily, CreditReport.com utilizes the FICO score model for assessing your creditworthiness, and it is the same model that is used by around 90% of banks and lenders in making credit decisions. Chances are, you will be able to see the same reports that these institutions will see, and you will have the advantage of knowing your stand in your application.

What's the Verdict on Creditreport.com?

There Are Better Options

Creditreport.com Review 2018 – Conclusion

Although this credit reporting service seems like just a protruding branch from the total Experian tree, they still have decent and worthy features to help you sort and organize your credit and financial life. With credit reports and updates at the tip of your fingers, you will surely be having more awareness and participation in keeping your credit scores and reports at a healthy range. Try CreditReport.com now!