Pricing and Features
Identity Guard offers three plans to address your varying needs. Their basic plan, the Essentials package, focuses more on identity theft protection, and does not really offer any credit reporting features. Nevertheless, this plan is a nice find for people who are on a tight budget but would still want to avail some sort of protection, since it comes at the amazingly low price of $9.99 per month.
The Total Protection plan gives you access to receive credit report updates and scores from all three agencies with a quarterly report on your credit score updates. Moreover, it offers a credit analyzer for all three agencies, with a mobile app, a public record monitoring, and a free PC antivirus and keyboard encryption software, for a reasonable price of $19.99 per month.
The Platinum plan offers the same package as the Total Protection plan, with an upgraded monthly reporting of credit scores, for a minimal price increase of $24.99 per month, which is perfect for a close monitoring of your standing. This is especially useful when you would like to see changes on your credit score on a more frequent interval, or you would like to test and see if certain financial decisions, like opening or closing a bank account has a direct and immediate impact on your credit scores.
Identity Guard sports a complete and comprehensive help page containing all the frequently asked questions to give remedy to any of your inquiries. You can also visit their contact page to check their office address, phone line (available Monday-Friday 8 a.m. to 11 p.m. and Sundays from 9 a.m. to 6 p.m., Eastern Standard Time) and email address, but do take note that they will not entertain any inquiries on billing issues, mail address changes, service cancellation, or account activation via email. They also have a special hotline for companies which experienced data breach incident, and a section to give customer feedback.
$5 for 30 Days, Nothing More, Nothing Less
As a special offer for first time subscribers, they offering a 30-day subscription for only $5. This is valid for each subscription plan, and will showcase the full features of each for the whole duration, including the ability to generate your credit scores from the three-credit bureaus. Prices will revert to their original amount after the 30-day period and until you cancel.
What's the Verdict on Identity Guard?
Identity Guard Review 2020 – Conclusion
With a comprehensive credit reporting and monitoring system complete with updates from Experian, Equifax, and TransUnion, and a security fortress to help protect your personal identity from thieving hackers, Identity Guard delivers quite a punch in the credit service competition. They do lack the option to check for your FICO score, but compensates by giving you CreditXpert, which is their very own version of the FICO scoring system. If you want a credit service that gives you peace of mind without the frills and hassles of having to do everything on your own, then Identity Guard is perfect for you. Go ahead, check out Identity Guard now!