Best Small Business Loans 2018

As a potential small business owner, finding the necessary funding to fuel your enterprise can be quite a challenge. Banks typically don’t give small business loans, and their processes usually take a lot of time and require several documents. Thankfully, there are companies out there who provide loans with agreeable terms for small businesses.

Cash advance loans work by lending money to business owners in advance for a percentage of future sales. With quick approval and delivery times, excellent terms, and services, it is no surprise that more and more business owners are turning to these services. So if you’re looking for a business loan, check out these companies and see if they fit your needs.

CompanyRankingRatingPriceDescription

Merchant Advance Express

1st9.8 out of 10Varies

Merchant Advance Express Review

A recommended merchant cash advance company that offers fast, flexible funding, and even gives you 24/7 access to your cash.Full Merchant Advance Express Review »

Funding Circle

2nd9.8 out of 10Varies

Funding Circle Review

A great site to turn to if your small business needs funds, thanks to the large maximum loan amount, easy applications, and the large lender network.Full Funding Circle Review »

Kabbage

3rd9.4 out of 10Varies

Kabbage Review

A fantastic go-to company for small businesses who need short-term loans, thanks to flexible payment terms, quick and easy applications, and more.Full Kabbage Review »

LoanMe

4th8.8 out of 10Varies

LoanMe Review

A small business loans company that offers easy payments, fast 24/7 applications, generous loan amounts and more.Full LoanMe Review »

Fundation

5th8.8 out of 10Varies

Fundation Review

With quick and easy applications, higher-than-usual maximum loan amount, flexible terms, and no pre-payment penalties, this is one to look out for.Full Fundation Review »

OnDeck

6th8.6 out of 10Varies

OnDeck Review

Thanks to fast applications, low interest rates, and the ability to choose from 3 loan options, this company has become one of the best choices today.Full OnDeck Review »

eMerchantBroker

7th8.4 out of 10Varies

eMerchantBroker Review

If you need merchant cash advance services, this is a good site to turn to -- thanks to fast applications and no additional fees.Full eMerchantBroker Review »

Reliant Funding

8th8.4 out of 10Varies

Reliant Funding Review

A great company to turn to if you are looking for a loan for your small business, thanks to an easy application, zero collateral, and renewable funds.Full Reliant Funding Review »

Rafter J Funding

9th8.4 out of 10Varies

Rafter J Funding Review

This loan company has fewer loan qualifications than most, fairly quick and easy applications, and fast funding.Full Rafter J Funding Review »

Finical Inc.

10th8.4 out of 10Varies

Finical Inc. Review

A pretty solid small business loans company that offers a higher-than-usual loan ceiling, lenient loan qualifications, and fast funding.Full Finical Inc. Review »
Also, here are some important things we looked at for our rankings.

Which Company Should You Go For?

While the answer to this question ultimately stems from personal, as well as professional needs, we understand that coming to a definite conclusion can sometimes be a daunting task. This is why we have meticulously reviewed each one and even provided some very useful at-a-glance information for each company in our table above. But if you still aren't sure what each entry in our table means, then keep on reading to learn more!

  • Loans and Credit Lines Provided: Companies that provide small business loans are not cut from the same cloth, so it would be greatly beneficial for your business to go with the company that provides loans or credit lines that are agreeable to your needs. Some companies provide $100,000 while others can pony up to half a million or more.
  • Funding Timeframe: How fast do you need funds? Are you in a hurry and need extra cash for renovations, expansions, and the like? Or are you simply trying to secure a loan for non-immediate concerns? Whatever the case, the companies in our list provide a wide array of funding timeframes -- from 24 hour funding to as long as 2 weeks.
  • Access to Funds: Suddenly have an emergency and need to dip into your loan in the middle of the night? No worries! Most of the companies on our list provide 24/7 access to your funds so you can get money even in the most inopportune of times. That said, take note that some companies do not disclose whether or not they provide 24/7 access so you would have to contact them directly to know more.

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